Chronic pain can change your life. Whether it’s from an accident, an illness, or a long-standing condition that worsens over time, living with ongoing pain can make everyday tasks feel impossible. For many people in Alberta, chronic pain also means being unable to work, which can create serious financial stress. Long-term disability (LTD) insurance benefits …
Life can be unpredictable, and a sudden illness or injury can turn everything upside down. If you live in Alberta, having a long-term disability (LTD) insurance policy can provide financial stability and peace of mind during tough times. But with so many policies out there, how do you know which one is right for you? …
When you are working and have disability insurance, insurance companies ensure that you meet your obligations and make your payments. Unfortunately, when the same insurers owe you benefits, they often do not live up to their obligations with the same consistency. Being unable to work due to physical or psychological limitations is challenging for several …
It is an all too common story. You become sick or injured for reasons that are not your fault. It is a very stressful time. There are bills to pay, a family to support. They have expectations that there will not be a dramatic change in their accustomed lifestyle. Initially, there is some relief. You …
Long-term disability (LTD) insurance policies offer benefits that are paid out in the event you are unable to work. If you collect long-term disability benefits for long enough, the “change of definition” will likely be a major factor in whether your insurer decides to keep paying you or to terminate the benefits. The insurance policy …
